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One steady daily number. Built for irregular income.
That moment when the maths makes sense and the anxiety drops a notch. That's the moment we built Flowna for.
Most days you don't need to think about the volatility — just look at the calm number and plan accordingly. Flowna does the maths in the background, every time you log a fare, a sale, or a payment.
Four superpowers most apps charge for, all free, all built for African life.
Flowna automatically groups expenses by category — food, transport, rent, school fees, family, data — and shows you which one eats the biggest slice. On the income side, every earning is grouped by source so you know which job or hustle truly pays the bills.
Before any big purchase, type the amount and what it's for. Flowna checks it against your Safe-Spend, your buffer days, and your active goals — then gives a green / yellow / red verdict with the maths shown. The button you tap before you tap "Pay".
Never type your number again. Every Flowna user gets a free public profile with a personal QR code. Anyone scans it — they see your name, role, photo, socials, and a one-tap "Save to Contacts" button. Add LinkedIn, Instagram, GitHub, your portfolio — it travels with you.
A live dashboard inside Flowna — gold, S&P 500, Bitcoin, Brent oil — with plain-English status pills, 30-day sparklines, and the inflation-adjusted real return for your currency. Premium adds alerts when an asset moves into a more actionable state. No jargon, no advice, no spam.
Once you log, Flowna does the heavy lifting.
Tap any card below to see how it works.
One number that tells you exactly how much you can spend today without disturbing tomorrow.
We don't hold your money. We track how many quiet days you can survive — visually.
0–100 across consistency, buffer, discipline, and goals. Watch it climb.
One app. Six superpowers built for African life.
Tap any card below to see how it works.
Every Naira sorted. See where income comes from and which category eats the biggest slice of your day.
Type any purchase, get a green / yellow / red verdict in one second. Premium adds a one-line rationale.
Ask anything money-shaped. Plain-English answers grounded in your last 30 days — never loans, never gambling.
Your free shareable profile with a studio-polished headshot, scannable QR and one-tap contact save — no design skills, no studio fee.
Premium morning brief: gold, S&P 500, BTC, Brent — plain-English status, 30-day sparklines, and what it means for your Naira / Cedi / Shilling / Rand.
Daily required savings carved out of Safe Spend automatically. Rent, school fees, family.
Drivers, traders, freelancers, salary-and-hustlers across Lagos, Accra, Nairobi and Cape Town. Different income shapes, same calm daily number.
Used to spend ₦5,000 on Monday and run dry by Wednesday. Flowna's safe-spend tells me what's actually mine to spend each day.
Client pays once a month — but rent and data don't care. Flowna smooths the spike into a daily number I can actually live on.
I just snap the bank-app alert when a sale comes in. No typing. By Friday I know if it was a strong week or a soft one.
Day job pays end of month. The hustle pays randomly. Flowna's stability score went from 38 to 71 in eight weeks — I sleep better.
Driver, trader, freelancer or salary+hustle. Frequency, average income, biggest expenses.
A 5-second tap each time. We crunch the last 30 days into your safe-spend number.
Wake up, see today's number, plan dinner. Watch your stability score climb.
Every morning we read the global markets so you don't have to. Gold, the dollar, oil, global stocks, Bitcoin — translated into plain English and into your local currency. Built for African mobile users, not Wall Street pros.
Today’s markets show a mix of steady growth and a notable preference for safety among global investors.
If you don't see your question here, ping us — we read every message.