Income activityMoney coming in
Know what you can spend today without guessing.
Flowna brings your money into one clear view, even when your income changes.
Check my Safe-to-Spend- Clear daily guidance
- Your money in one place
- Built for changing income
Safe-to-Spend Today₦240,000 Updated today
Everyday money, made easier.
From getting paid to paying bills and planning ahead, Flowna helps you understand your money and make confident decisions every day.
Your money, finally in one clear picture.
Flowna organises your financial records, everyday activity and plans into a view that is easier to understand.
Everyday spendingRecords organised
InvoicesWork tracked
GoalsPlans in view
F.FlownaToday
Safe-to-Spend TodayOne clear daily viewUpdated from your money picture
Money inVisible
Money outOrganised
GoalsOn track
Financial Records, Invoices, Receipts and Goals stay connected across your Flowna experience.
Your money, made clearer.
Flowna brings your records, spending, goals and everyday money tools together so you can quickly understand where you stand.
See how Flowna worksFlowna Intelligence connects your records, goals and everyday money activity to surface clearer guidance.
Records
Receipts
Invoices
Goals
Buddy
Wallet
Card
Safe-to-Spend TodayClear and ready
See your everyday money in one place.
Financial RecordsIncome and spending
Receipts and invoicesImportant details
Your organised money pictureKeep goals and upcoming needs in view.
Your goalsFollow what matters to youIn view
What comes nextPlan with more awarenessVisible
Safe-to-Spend Today
₦8,400 Clear and readyYour view updates as your wider money picture changes.One money system for everyday life and work.
Financial Records, Receipts, Invoices and Goals help organise your wider money picture. Flowna Wallet and Card support everyday receiving and spending, while Buddy and Safe-to-Spend make that picture easier to understand.
Bring everyday money together
Financial Records help you see income and spending side by side. Save receipts, create invoices and keep the important details of your work and daily life organised in one place.
Plan without losing today
Use Goals to focus on what matters next and follow your progress. Your wider plans stay visible beside the everyday money decisions you need to make now.
Get guidance you can use
Safe-to-Spend gives you one clear daily view. Buddy helps explain patterns and changes in everyday language, so you can understand the context and choose your next step with confidence.
Every financial detail. One organised place.
Financial Records brings income, expenses, categories, receipts and invoices together, helping you understand cash flow without switching between different tools.
Plan for tomorrow while living today.
Keep the goals that matter close to your everyday money picture, follow your progress and plan ahead without complicated language.
Explore Flowna Goals Equipment goal68%
Progress at a glance
Money goalIn view
Keep your next milestone visible
Next check-inPlan with more clarity
BuddyFlowna guidance
Your spending was higher this week. Would you like a simple summary?
Yes, show me what changed.
Helpful contextTransport and work costs increasedReview the details in Financial Records.
Ask Buddy about your money
Meet Buddy. Guidance that understands your money.
Buddy helps explain spending patterns, upcoming commitments and your financial trends in clear everyday language.
Buddy turns financial activity into clear explanations, helping you recognise what changed and where to look next.
Explore BuddyShare who you are with one scan.
Create a professional digital profile and share your contact details, work and important links using a simple QR code.
Explore Business CardF.Flowna
TA
Temi AdebayoProduct Designerinig↗
Scan to view profileTwo simple tools for everyday spending.
Your everyday money, in one place.
Use your Flowna Wallet to receive, keep and manage your money with greater clarity.
Explore Flowna WalletFlowna WalletAvailable balance₦532,000
＋↗•••
Recent activityView all
Money received+ ₦50,000
Everyday spend− ₦8,500
A card made for everyday spending.
Pay online or in person using your Flowna Card, with your wallet and spending information connected in one place.
Explore Flowna CardF.Flowna
)))
•••• •••• •••• 2048Flowna, wherever your day takes you.
Keep your everyday money picture close. Flowna for iPhone and Android will bring Safe-to-Spend, Wallet, Goals and Buddy into one mobile experience.
- Money in one viewSee your wallet, spending and daily guidance together.
- Plans stay closeFollow your goals wherever work and life take you.
- Buddy when you need itGet clear explanations in everyday language.
Coming soon on theApp StoreComing soon onGoogle Play
Safe-to-Spend Today₦8,400 Clear and ready
Wallet₦532,000
Equipment goal68%
Show me what changed.
Clear contextYour work income increased this week.
Designed with your privacy in mind.
Flowna is built to help you understand your money without exposing private financial details on this public website.
Questions about Flowna?
Here are the essentials. You can explore the app when you are ready.
What is Safe-to-Spend?
Safe-to-Spend gives you one clear daily view to help you understand what you can spend while keeping your wider money picture in mind.
Who is Flowna built for?
Flowna is built for Africans whose income can change from month to month, including professionals, creators, freelancers and business owners.
Where is Flowna available?
Flowna is built for the African market and is currently available first in Nigeria.
Is the Flowna Card the same as the Business Card?
No. The Flowna Card is a payment card for everyday spending. The Flowna Business Card is a QR-based professional profile for sharing your identity and contact details.
Are Flowna Wallet and Flowna Card available now?
Yes. Flowna Wallet and the Flowna payment card are live products.
Feel more confident about your money.
See what you have, understand what you can spend and stay ready for what comes next.
Get started with Flowna